Lisa Candiotta

428 E Bay Avenue

Newport Beach, CA
$ 4,150,000 Beds 3 Baths 4 Sq 2,595
Monthly Estimate* How much can I afford?

Welcome to 428 E Bay Avenue, a quintessential coastal retreat ideally located just one home from the bay and two blocks from the ocean and boardwalk in the heart of the Balboa Peninsula, moments from the Balboa Pier, ferry, and Fun Zone. With timeless beach cottage charm and classic coastal appeal, this move-in ready residence offers an effortless blend of style and functionality, featuring a light-filled great room, open-concept kitchen, and powder bath on the main level, while upstairs three spacious bedrooms each enjoy ensuite bathrooms for ultimate comfort and privacy. The rooftop deck captures refreshing bay breezes, passing boats, and city lights into the evening—perfect for embracing the vibrant Peninsula lifestyle year-round—while a bonus room with an additional bathroom provides flexible space for guests, a home office, or secondary living area. Complete with a versatile garage for parking, storage, bikes, and beach essentials, this is a rare opportunity to own a turnkey home in one of Newport Beach’s most iconic and sought-after beachside locations.

Active

  • Price
  • $ 4,150,000
  • City
  • Newport Beach
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Orange
  • Half Bathrooms
  • 2
  • Area
  • Balboa Peninsula
  • Lot Size
  • 0.0497 Acres
  • Zip
  • 92661
  • Sqr Footage
  • 2,595
  • Year Built
  • 1997
  • Style
  • MLS#
  • NP26143084
Listed By: Kimberly Bibb with Pacific Sotheby's Int'l Realty; 714-396-0185
Data Source: California Regional MLS (CRMLS)

Features

General

Living Area 2595
Sewer Public Sewer
Heating Central
Cooling None
Possession Close Of Escrow
Appliances Built-In Range,Dishwasher,Freezer,Disposal,Gas Range,Microwave,Refrigerator
Garage Spaces 2
Patio/Porch Features Rooftop
Architectural Style Cape Cod
Pool Features None
Year Built 1997
View Bay,Peek-A-Boo
Levels Three Or More
Property Subtype Single Family Residence
Waterfront Features Across the Road from Lake/Ocean
Community Features Biking,Curbs,Fishing,Gutter(s),Sidewalks,Water Sports,Park
Accessibility Safe Emergency Egress from Home,Parking
County Orange
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Balboa Peninsula (Residential) (BALP)
Facing Direction East
Garage Y/N true
Full Baths 3
Special Listing Conditions Standard
Status Active
Directions Take Balboa Blvd turn left on Adams then left on E Bay Ave
City Newport Beach
Entry Location 1
Senior Community Y/N false
High School District Newport Mesa Unified
Number Of Units Total 1
MLS Area NP - Balboa Peninsula
Lot Size Units Square Feet
Lot Size Square Feet 2164
Listing Terms Cash,Cash to Existing Loan,Cash to New Loan,Conventional
Spa Features None
Property Attached Y/N false
Land Lease Y/N false
Current Financing None
Property Condition Updated/Remodeled
Additional Parcels Y/N false
Lease Considered Y/N false
Structure Type House
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Year Built Source Public Records
Tax Lot 25
Property Sub Type Additional Single Family Residence
PostalCity NEWPORT BEACH

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Open Floorplan,Pantry,Storage,All Bedrooms Up,Galley Kitchen
Flooring Carpet,Laminate
Fireplace Features Living Room,Primary Bedroom
Total Stories 3
Common Walls No Common Walls
Air Conditioning Y/N false
Heating Y/N true
Window Features Blinds,Shutters
Fireplace Y/N true
Half Baths 2
Laundry Features In Garage
Total Bedrooms 3
Entry Level 1
Main Level Bathrooms 1
LivingAreaSource Assessor
Total Baths 5

Exterior Features

Fencing Wood
Parking Features Direct Access,Garage,Garage Faces Rear
Lot Features Level,Near Park,Rectangular Lot
Water Source Public
Total Parking 2
Lot Size Area 2164
Spa false
Lot Size Acres 0.0497
Road Surface Type Alley Paved,Paved
Private Pool false
Lot Size Source Assessor

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Temecula, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/1/2026 Listed $4,150,000

Property vs Zip Code Average in 92661

Price
AVG $10.62M
$4.15M
Year Built
AVG 1983
1997

In The Neighborhood

Areas That We Cover

428 E Bay Avenue Newport Beach, CA is a Single Family Home for sale at $4150000 with 2595 sqft and a lot size of 0.0497 Acres Acre(s). 428 E Bay Avenue Newport Beach has 3 bedrooms, 3 baths and was built in 1997. The property's zip code is 92661 which is in Newport Beach, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lisa Candiotta

Lisa Candiotta

951-319-2636

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