Lisa Candiotta

1935 Spencer Street

Cambria, CA
$ 715,000 Beds 2 Baths 2 Sq 1,026
Monthly Estimate* How much can I afford?

Situated on the mountain side of Cambria's Top of The World location, this property has panoramic views of the San Lucia Mountains and a microclimate that is often warmer, sunnier and less windy than many other areas in town. This two bedroom, two bath house has a cozy loft with lots of natural light which could be a home office or an art studio. The high ceilings above the wood-burning fireplace in the living area make the house open & airy. This property offers some additional elbow room, as it is located next to and across from multiple vacant lots. The adjacent oversized double lot to the south is owned by the owner of this house, and is available to purchase via a separate escrow. Other amenities include an extra deep one-car garage, new front and back decks, washer and dryer hook-ups both upstairs and in the garage.

Active

  • Price
  • $ 715,000
  • City
  • Cambria
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • San Luis Obispo
  • Half Bathrooms
  • 0
  • Area
  • Cambria
  • Lot Size
  • 0.0402 Acres
  • Zip
  • 93428
  • Sqr Footage
  • 1,026
  • Year Built
  • 1985
  • Style
  • MLS#
  • SC26058000
Listed By: Bob Kasper with The Real Estate Company of Cambria; 805-909-9707
Data Source: California Regional MLS (CRMLS)

Features

General

Living Area 1026
Sewer Public Sewer
Heating Fireplace(s)
Cooling None
Utilities Cable Available,Electricity Connected,Natural Gas Connected,Phone Available,Sewer Connected,Water Connected
Possession Close Of Escrow
Roof Composition,Shingle
Appliances Dishwasher,Disposal,Gas Range,Microwave,Refrigerator
Garage Spaces 1
Patio/Porch Features Concrete,Deck,Patio,Wood
Pool Features None
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Year Built 1985
View Mountain(s),Neighborhood,Trees/Woods
Levels Three Or More
Property Subtype Single Family Residence
Community Features Hiking,Preserve/Public Land
County San Luis Obispo
New Construction false
Property Type Residential
HOA false
Attached Garage true
Contingency Standard Contract Contingencies
Subdivision Name Top of the World(2170)
Garage Y/N true
Full Baths 1
Special Listing Conditions Standard
Status Active
Directions Heading South on HWY 1, turn right at the light onto Ardath Drive, turn left onto Spencer Street. The property will be on the right..
High School Coast Union
City Cambria
Disclosures Coastal Commission Restrictions,Coastal Zone,Unincorporated
Entry Location Main Living Level with Stairs to Front Door
Senior Community Y/N false
High School District Coast Unified
Number Of Units Total 1
MLS Area CAMB - Cambria
Lot Size Units Square Feet
Lot Size Square Feet 1750
Listing Terms Cash,Conventional,1031 Exchange
Spa Features None
Elementary School Cambria
Property Attached Y/N false
Land Lease Y/N false
Middle/Junior High School Santa Lucia
Additional Parcels Y/N false
Lease Considered Y/N false
Structure Type House
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Year Built Source Assessor
Tax Lot 27
Property Sub Type Additional Single Family Residence
PostalCity CAMBRIA

Interior Features

Interior Amenities Beamed Ceilings,Balcony,Cathedral Ceiling(s),Laminate Counters,Recessed Lighting,Storage,Loft,Main Level Primary,Multiple Primary Suites
Flooring Carpet,Stone,Wood
Fireplace Features Gas Starter,Living Room,Wood Burning
Total Stories 3
Common Walls No Common Walls
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N true
3/4 Baths 1
Laundry Features Washer Hookup,Inside,Laundry Closet,In Garage,Upper Level
Total Bedrooms 2
Entry Level 2
Main Level Bedrooms 1
Main Level Bathrooms 1
LivingAreaSource Assessor
Total Baths 2

Exterior Features

Parking Features Asphalt,Driveway,Garage
Lot Features Sloped Up
Water Source Public
Total Parking 1
Lot Size Area 1750
Foundation Details Raised
Spa false
Lot Size Acres 0.0402
Road Surface Type Paved
Private Pool false
Lot Size Source Assessor
Door Features French Doors

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Temecula, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Cambria Elementary School
Middle School Santa Lucia Middle School
High School Coast Union High School

Price History

3/18/2026 Listed $729,000
7/10/2026 2% - $715,000

Property vs Zip Code Average in 93428

Price
AVG $1.59M
$720K
Year Built
AVG 1984
1985

In The Neighborhood

Areas That We Cover

1935 Spencer Street Cambria, CA is a Single Family Home for sale at $715000 with 1026 sqft and a lot size of 0.0402 Acres Acre(s). 1935 Spencer Street Cambria has 2 bedrooms, 2 baths and was built in 1985. The property's zip code is 93428 which is in Cambria, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lisa Candiotta

Lisa Candiotta

951-319-2636

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