5 Surrey Farm

Ladera Ranch, CA
$ 1,274,900 Beds 3 Baths 2.5 Sq 1,864
Monthly Estimate* How much can I afford?

Cottage charm at its finest—this beautifully remodeled 3-bedroom, 2.5-bathroom home with a loft offers a private setting at the end of a greenbelt, tucked against a hillside and just steps from Ladera Ranch trails and community amenities. Farmhouse-inspired architecture, the interior features various panel and crown moulding design elements, the exterior is complete with a white picket-fence - creating an idyllic setting both inside and out. Major system upgrades include a whole home repipe and new HVAC & Furnace. Inside, enjoy a remodeled kitchen with new cabinet doors complete with a set of display Muillon cabinets, quartz counters, all newer stainless steel appliances, and don't miss the pantry. The master bathroom shines with a standalone bathtub with floor mounted faucet, classic herringbone floor tile featuring Michelangelo Calacatta Porcelain tiles, updated light fixtures, new dual vanity, traditional panel molding, and tiled shower. Primary suite includes two closets, including a walk-in closet, plus a private balcony and a versatile loft—perfect for a home office, workout space, or additional living space. Laundry and separate linen closet are conveniently located on the second floor, near all 3 bedrooms. Outside, the front yard and private side patio enclosed by a picket-fence has café lights, wired pathway lighting, a newer wood walkway, low-maintenance turf, grapevines, and mature trees all surround a freshly painted exterior. Located steps from a community pool and Ladera Ranch’s extensive trail system, with access to top-rated schools, clubhouses, pools, parks, sports courts, and year-round community events. HOA dues include high-speed internet.

Active

  • Price
  • $ 1,274,900
  • City
  • Ladera Ranch
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Orange
  • Half Bathrooms
  • 1
  • Area
  • Ladera Ranch
  • Lot Size
  • 0.0636 Acres
  • Zip
  • 92694
  • Sqr Footage
  • 1,864
  • Year Built
  • 2004
  • Style
  • MLS#
  • OC26184383
Listed By: Marina Macartney with First Team Real Estate; 949-243-6455
Data Source: California Regional MLS (CRMLS)

Features

General

Living Area 1864
Sewer Public Sewer
Heating Central
Cooling Central Air,See Remarks
Utilities Electricity Connected,Natural Gas Connected,Sewer Connected,Water Connected
Possession Close Plus 3 Days,Negotiable
Appliances Dishwasher,Electric Range,Gas Range,Microwave,Refrigerator,Water Heater
HOA Fee 392
Garage Spaces 2
Patio/Porch Features Front Porch,See Remarks,Wrap Around
Architectural Style Cottage
Pool Features Association
Construction Materials Drywall,Wood Siding
Exclusions Washer, Dryer
Year Built 2004
Electric 220 Volts in Garage
View Park/Greenbelt,Neighborhood
Levels Three Or More
Property Subtype Single Family Residence
Community Features Biking,Dog Park,Hiking,Park,Street Lights,Suburban,Sidewalks
Accessibility None
Assoc Fee Paid Per Monthly
County Orange
New Construction false
Property Type Residential
Association Amenities Clubhouse,Sport Court,Dog Park,Maintenance Grounds,Meeting Room,Meeting/Banquet/Party Room,Maintenance Front Yard,Outdoor Cooking Area,Barbecue,Picnic Area,Playground,Pickleball,Pool,Spa/Hot Tub,Tennis Court(s),Trail(s)
HOA true
Attached Garage true
Contingency Sellers are contingent upon ability to close on replacement property. Sellers are in escrow on the next property - all standard contingencies and due diligence are complete. Close of Escrow to be on or after October 15, 2026 to align with next property closing.
Subdivision Name Surrey Farm (SURF)
Garage Y/N true
Full Baths 2
Special Listing Conditions Standard
Status Active
Directions From Crown Valley, turn onto O'Neill, travel past first roundabout, left on Creighton, park on University Avenue
High School San Juan Hills
City Ladera Ranch
Disclosures Covenants/Restrictions Disclosure,HOA Disclosure
Association Name LARMAC
Entry Location 1
Senior Community Y/N false
High School District Capistrano Unified
Number Of Units Total 1
MLS Area LD - Ladera Ranch
Lot Size Units Square Feet
Lot Size Square Feet 2772
Listing Terms Cash,Cash to Existing Loan,Conventional,VA Loan
Spa Features Association
Elementary School Oso Grande
Property Attached Y/N false
Land Lease Y/N false
Current Financing Conventional
Middle/Junior High School Ladera Ranch
Property Condition Updated/Remodeled,Turnkey
Additional Parcels Y/N false
Lease Considered Y/N false
Structure Type House
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Year Built Source Public Records
Tax Lot 3
Property Sub Type Additional Single Family Residence
PostalCity RANCHO MISSION VIEJO

Interior Features

Interior Amenities Separate/Formal Dining Room,Pantry,Quartz Counters,Recessed Lighting,See Remarks,Wired for Sound,All Bedrooms Up,Loft,Walk-In Closet(s)
Flooring Carpet,Tile
Fireplace Features Family Room,Gas
Total Stories 3
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Laundry Closet,Outside
Total Bedrooms 3
Entry Level 1
Main Level Bathrooms 1
LivingAreaSource Assessor
Total Baths 3

Exterior Features

Exterior Amenities Lighting
Fencing Wood
Parking Features Direct Access,Garage,Garage Faces Rear
Lot Features 0-1 Unit/Acre
Water Source Public
Total Parking 2
Lot Size Area 2772
Foundation Details Slab
Spa true
Lot Size Acres 0.0636
Road Surface Type Paved
Private Pool false
Lot Size Source Assessor
Road Frontage Type Alley

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Temecula, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Oso Grande Elementary School
Middle School Ladera Ranch Middle School
High School San Juan Hills High School

Price History

8/24/2026 Listed $1,299,900
9/17/2026 2% - $1,274,900

Property vs Zip Code Average in 92694

Price
AVG $1.81M
$1.27M
Year Built
AVG 2015
2004

Areas That We Cover

5 Surrey Farm Ladera Ranch, CA is a Single Family Home for sale at $1274900 with 1864 sqft and a lot size of 0.0636 Acres Acre(s). 5 Surrey Farm Ladera Ranch has 3 bedrooms, 2 baths and was built in 2004. The property's zip code is 92694 which is in Ladera Ranch, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.