Lisa Candiotta

237 Montana Del Lago Drive

Rancho Santa Margarita, CA
$ 1,099,000 Beds 4 Baths 2.5 Sq 1,603
Monthly Estimate* How much can I afford?

Rare Lakefront View Property — Entertainer’s Paradise - A truly rare opportunity to own one of the few properties with a direct view of the beautiful RSM Lake. This exceptional detached condo offers a highly desirable location just steps from the lake, swimming lagoon, shops, restaurants, and the very best of Rancho Santa Margarita living. Beautifully upgraded throughout, the home features 3 bedrooms plus a basement that could easily serve as a 4th bedroom, office, gym, media room, or flexible living space. The interior is warm, elegant, and move-in ready, with rich dark wood floors throughout, upgraded baseboards, plantation shutters, custom paint, custom light fixtures, surround sound, and a welcoming fireplace. The kitchen has been thoughtfully enhanced with custom cabinetry, all-new stone countertops, and new stainless steel appliances, creating a refined and functional space for everyday living and entertaining. The bathrooms have also been tastefully upgraded, adding to the home’s polished, turnkey appeal. The spacious primary suite includes a walk-in closet, while additional conveniences include the refrigerator, washer and dryer, LeafFilter rain gutter system, new A/C installed in 2019, and storage cabinets in the garage. The backyard is a private and meticulous retreat, finished with elegant gray slate tile and a beautiful fountain—perfect for relaxing, dining outdoors, or entertaining guests. With its rare lake-view setting, upgraded interior, flexible floor plan, and walkable lifestyle location, this is a truly special property offering comfort, style, and convenience in one of Rancho Santa Margarita’s most desirable settings. Property is considered a detached condo.

Active

  • Price
  • $ 1,099,000
  • City
  • Rancho Santa Margarita
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Orange
  • Half Bathrooms
  • 1
  • Area
  • Rancho Santa Margarita North
  • Lot Size
  • 0.0459 Acres
  • Zip
  • 92688
  • Sqr Footage
  • 1,603
  • Year Built
  • 1998
  • Style
  • MLS#
  • OC26093697
Listed By: Randy Ora with Berkshire Hathaway HomeService; 949-584-4466
Data Source: California Regional MLS (CRMLS)

Features

General

Living Area 1603
Sewer Public Sewer
Cooling Central Air
HOA Fee 240
Garage Spaces 2
Pool Features Community,Association
Year Built 1998
View Courtyard,Park/Greenbelt,Lake
Levels Three Or More
Property Subtype Single Family Residence
Community Features Storm Drain(s),Pool
HOA Fee 2 91
Assoc Fee Paid Per Monthly
County Orange
New Construction false
Property Type Residential
Association Amenities Pool
HOA true
Attached Garage true
Subdivision Name Montana Del Lago (MDL)
Garage Y/N true
Full Baths 2
Special Listing Conditions Standard
Status Active
Directions Santa Margarita, Fundadores, Montana del Lago
City Rancho Santa Margarita
Association Name Cierro Del Lago
Entry Location 1
Senior Community Y/N false
High School District Saddleback Valley Unified
Number Of Units Total 1
MLS Area R1 - Rancho Santa Margarita North
Lot Size Units Square Feet
Lot Size Square Feet 2000
Listing Terms Cash,Cash to New Loan
HOA Fee 2 Frequency Monthly
Property Attached Y/N false
Land Lease Y/N false
Lease Considered Y/N false
Structure Type House
AssociationName2 Samlarc
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Year Built Source Assessor
Tax Lot 6
Property Sub Type Additional Single Family Residence
PostalCity RANCHO SANTA MARGARITA

Interior Features

Interior Amenities Primary Suite
Fireplace Features Family Room,Kitchen,Primary Bedroom,Outside
Total Stories 3
Common Walls No Common Walls
Air Conditioning Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Inside,Laundry Room
Total Bedrooms 4
Entry Level 1
Main Level Bathrooms 1
LivingAreaSource Assessor
Total Baths 3

Exterior Features

Lot Features Back Yard,Cul-De-Sac,Level
Water Source Public
Total Parking 2
Lot Size Area 2000
Lot Size Acres 0.0459
Private Pool false
Lot Size Source Assessor

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Temecula, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

4/30/2026 Listed $1,099,000

Property vs Zip Code Average in 92688

Price
AVG $1.33M
$1.1M
Year Built
AVG 1994
1998

Areas That We Cover

237 Montana Del Lago Drive Rancho Santa Margarita, CA is a Single Family Home for sale at $1099000 with 1603 sqft and a lot size of 0.0459 Acres Acre(s). 237 Montana Del Lago Drive Rancho Santa Margarita has 4 bedrooms, 2 baths and was built in 1998. The property's zip code is 92688 which is in Rancho Santa Margarita, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lisa Candiotta

Lisa Candiotta

951-319-2636

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