Lisa Candiotta

364 Mccarthy Avenue

Oceano, CA
$ 1,674,000 Beds 4 Baths 3.5 Sq 2,772 Virtual Tour
Monthly Estimate* How much can I afford?

Luxury Coastal Living Just Minutes from Pismo Beach & Shell Beach. Built by Beach Front Builders, this brand-new custom home is located at the gateway to Pismo State Beach, just minutes from Pismo Beach, Shell Beach, downtown Arroyo Grande, and the Oceano Dunes. Eligible to be licensed as a vacation rental, it offers an outstanding opportunity as a primary residence, second home, or income-producing coastal property. Set on an oversized 4,300± sq. ft. lot with 43 feet of road frontage, one of the home's biggest advantages is something rarely found this close to the beach: generous off-street parking and a dedicated RV parking area with an RV waste connection. Whether you're bringing an RV, side-by-sides, dune toys, or looking for features that appeal to vacation renters, this setup offers exceptional flexibility. The main level features an open floor plan connecting the living room, dining area, and kitchen with wide-plank flooring, coffered ceilings with wood beam accents, recessed lighting, a gas fireplace, and two large sliders opening to the backyard patio. The kitchen includes quartz countertops, custom cabinetry, double wall ovens, a six-burner gas cooktop with pot filler, oversized island, workstation sink, and spacious butler's pantry. A private first-floor bedroom with en suite bath, an additional guest bath, and a framed shaft designed for a future elevator provide flexibility for guests, multigenerational living, or long-term accessibility. Upstairs, the family room with wet bar opens to a balcony overlooking the Oceano Lagoon and dunes. The upper level has also been thoughtfully configured to allow a portion of the space to potentially be converted into a one-bedroom, one-bath junior ADU, creating additional flexibility for extended family, guests, or multiple rental configurations. Buyer to verify feasibility, permitting, and use. The primary suite features dual walk-in closets, a private balcony, makeup vanity, soaking tub, dual sinks, and walk-in shower. Two additional bedrooms and another full bath complete the upper level. A rooftop deck offers peekaboo ocean views, coastal breezes, and panoramic dune views. Additional features include owned solar, tankless water heating, and energy-efficient heat pump HVAC. Brand-new construction, vacation rental eligibility, exceptional parking, and immediate access to Pismo State Beach and the Oceano Dunes make this one of the Central Coast's most versatile coastal properties.

Active

  • Price
  • $ 1,674,000
  • City
  • Oceano
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • San Luis Obispo
  • Half Bathrooms
  • 1
  • Area
  • Oceano
  • Lot Size
  • 0.0987 Acres
  • Zip
  • 93445
  • Sqr Footage
  • 2,772
  • Year Built
  • 2026
  • Style
  • MLS#
  • NS26158803
Listed By: Ian Chandler with Home & Ranch Sotheby's Intl; 530 545-9561
Data Source: California Regional MLS (CRMLS)

Features

General

Living Area 2772
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available,Electricity Connected,Natural Gas Connected,Phone Available,Sewer Connected,Water Connected
Possession Close Of Escrow
Roof Composition
Appliances Dishwasher,Gas Range,Microwave,Refrigerator,Tankless Water Heater
Garage Spaces 2
Pool Features None
Year Built 2026
View Neighborhood,Ocean,Peek-A-Boo
Levels Three Or More
Property Subtype Single Family Residence
Waterfront Features Beach Access,Ocean Access,Ocean Side Of Freeway
Community Features Biking,Fishing,Golf,Hiking,Water Sports
County San Luis Obispo
New Construction true
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Oceano(350)
Garage Y/N true
Full Baths 3
Special Listing Conditions Standard
Status Active
Directions From hwy 1 Take Pier Ave, left of Lakeside, right on McCarthy
City Oceano
Entry Location Side
Senior Community Y/N false
High School District Lucia Mar Unified
Number Of Units Total 1
MLS Area OCNO - Oceano
Lot Size Units Square Feet
Lot Size Square Feet 4300
Listing Terms Cash,Cash to New Loan
Property Attached Y/N false
Land Lease Y/N false
Property Condition Under Construction
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour https://properties.aspectvisuals.co/mls/231802911
Structure Type House
Living Area Units Square Feet
Builder Name Beachfront Builders
Standard Status Active
Occupancy Type Vacant
Year Built Source Owner
Tax Lot 43
Virtual Tour https://properties.aspectvisuals.co/364mccarthyave
Property Sub Type Additional Single Family Residence
PostalCity OCEANO

Interior Features

Interior Amenities Beamed Ceilings,Wet Bar,Breakfast Bar,Balcony,High Ceilings,Open Floorplan,Pantry,Recessed Lighting,See Remarks,Bedroom on Main Level,Entrance Foyer,Walk-In Pantry,Walk-In Closet(s)
Fireplace Features Family Room,Gas,Living Room
Total Stories 3
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Inside,Laundry Room
Total Bedrooms 4
Entry Level 1
Main Level Bedrooms 1
Main Level Bathrooms 2
LivingAreaSource Plans
Total Baths 4

Exterior Features

Fencing Vinyl
Parking Features Driveway,Garage Faces Front
Lot Features Rectangular Lot
Water Source Public
Total Parking 2
Lot Size Area 4300
Foundation Details Slab
Lot Size Acres 0.0987
Private Pool false
Lot Size Source Assessor

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Temecula, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/21/2026 Listed $1,799,000
9/7/2026 7% - $1,674,000

Property vs Zip Code Average in 93445

Price
AVG $1.35M
$1.67M
Year Built
AVG 1983
2026

In The Neighborhood

Areas That We Cover

364 Mccarthy Avenue Oceano, CA is a Single Family Home for sale at $1674000 with 2772 sqft and a lot size of 0.0987 Acres Acre(s). 364 Mccarthy Avenue Oceano has 4 bedrooms, 3 baths and was built in 2026. The property's zip code is 93445 which is in Oceano, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lisa Candiotta

Lisa Candiotta

951-319-2636

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy